Bright Oak’s Services


Bright Oak provides expert debt advice. If your debts cause you concern, we can help.


We operate debt management plans. A DMP helps people pay back their debts at a rate they can afford.


We work with trusted partners who deliver other types of debt solutions. These include an IVA or a protected trust deed.


Full UK Coverage


We help customers who live in all parts of the UK.


We work with customers who have moved to other parts of the world.


Our service is telephone-based for most customers.




We're located in Barry, close to Cardiff in South Wales.


Local customers are welcome to visit us by appointment. We have parking and private meeting rooms.




We're a small firm. Our advice team includes Andrew Graveson, Phil Corfield, and Amy Jellings.


Being small helps us to build a good relationship with our customers. It helps us to understand their finances and needs in detail.




Bright Oak began trading in 2007. Andrew Graveson started the firm and remains in charge today.


Our ethos is based upon advice-quality and customer-service.


We were one of the first debt advice firms to require staff to pass exams. All Bright Oak debt advisers became qualified in 2010.


We first traded from Cardiff Bay. Between 2014 and 2017 we worked from Penarth (on the other side of the Cardiff Bay). We moved to Barry, Vale of Glamorgan, in late 2017.


We have helped thousands of people to deal with serious debt concerns.

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Free-To-Client Debt Advice

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(c) Bright Oak Ltd. Company Number: 06774006. Data Protection Registration: Z1657982.

Telephone calls may be monitored or recorded. Authorised and regulated by the Financial Conduct Authority.

Bright Oak, Cardiff House, Priority Business Park, Barry, CF63 2AW. Tel: 02920 492661.

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02920 492661

0800 0437222

Debt Management Protocol logo link Brightoak Twitter
Debt Management Protocol logo link Brightoak Twitter