Every debt advice organisation will tell you that they offer “best advice”. We don’t think that “best advice” alone is enough, so Bright Oak works hard to deliver a high quality of service to our DMP clients throughout the plan we’re managing for them.

Our team are personally committed to helping our clients and enquirers. Every debt adviser in our team is professionally qualified to ensure that you find the right debt solution: Meet the Team

We are debt management plan specialists. In the right circumstances, with the right professional assistance, Debt Management Plans can work really well. Read more about Debt Management Plans.

Unlike many within our industry, we won’t promise you the earth. Debt can be painful, worrying and stressful. The solutions to tackle debt problems require time, commitment and determination. However we offer professional advice and enthusiastic support to all who come to us for help. Working with you, we can deliver a plan to get your finances back under control.

Choosing The Right Debt Management Plan Company

Bright Oak is a debt management firm dedicated to providing the right advice and effective debt solutions. We believe that we were the first commercial provider of debt management plans in the UK to ensure that all of our debt advisers were fully professionally qualified. This underlines our commitment to invest in our people and systems for the benefit of our clients.  

A Debt Management Firm Focussed On Service

Unlike so many of our competitors, Bright Oak strives to deliver high levels of customer service. Too often DMP providers fail to deliver what they promise. Our team of debt management plan experts will work with you knowledgeably, promptly and courteously to put an effective debt solution in place. We’ll deal with your questions and requests as a matter of priority throughout your plan with us.

An IVA Or Scottish Trust Deed May Be A Better Solution For You

In some circumstances a more formal debt management solution, such as an IVA or Trust Deed (in Scotland), may provide greater certainty and a shorter repayment term. Our professionally qualified debt advisers are able to provide advice on all of the debt solutions available in the UK, including an IVA, Trust Deed, Debt Relief Order (DRO), Debt Arrangement Scheme (DAS), refinancing, re-budgeting or bankruptcy. Our advisers also provide the support team for a connected IVA information forum. We’ll let you know about all of your options so that you can make an informed choice.

Key Facts About Our Debt Advice Services And Fees

If you choose to enter a debt management plan with Bright Oak fees will apply. Click Here for further details on our fees. A debt management plan may lead to an increase in the overall amount repayable. Your ability to obtain further credit will be affected – click here for further details. If you change your mind about starting a debt management plan with us you will have 14 days to cancel. You can find neutral official information about the various debt solution options (according to where you live in the UK) via the following links: England & WalesScotlandNorthern Ireland. The Money Advice Service’s website explains how you can access free debt advice and debt adjusting services. Calls to our 0800 “freephone” number from mobile phones and some other networks may be charged.

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