Andrew founded Bright Oak in 2007.


He’s worked within the UK debt advice industry for 15 years. His previous professional experience includes setting-up personal insolvency practices in Cardiff to arrange IVAs and in Glasgow to arrange protected trust deeds.


Andrew has also previously set-up a mortgage brokerage in England, and is Bright Oak’s current Managing Director. Bright Oak is a fully authorised debt management plan provider servicing all parts of the UK and based in the Vale of Glamorgan near Cardiff.


Between 2009 and 2016 Andrew served as a Director of the Debt Resolution Forum, a national trade body for the debt advice and personal insolvency industry.


Education & Qualifications


Andrew holds the CertDR (debt advice) and CeMAP (mortgage advice) professional qualifications.


He is a graduate of the London School of Economics.


Regulatory Status


Andrew is approved by the regulator to undertake senior controlled functions within regulated financial firms. He undertakes these functions for Bright Oak Ltd.


Other Writing


Andrew writes about IVAs and other types of personal insolvency at iva-guide.co.uk.


He also writes about protected trust deeds, sequestration, and the debt arrangement scheme at trust-deed.co.uk.


Social Media


You can communicate with Andrew via our Twitter account.


Media Citations


Andrew’s knowledge and views about debt have featured in The Herald, WalesOnline, and Mortgage Strategy.

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(c) Bright Oak Ltd. Company Number: 06774006. Data Protection Registration: Z1657982.

Telephone calls may be monitored or recorded. Authorised and regulated by the Financial Conduct Authority.

Bright Oak, Cardiff House, Priority Business Park, Barry, CF63 2AW. Tel: 02920 492661.

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02920 492661

0800 0437222

Debt Management Protocol logo link Brightoak Twitter
Debt Management Protocol logo link Brightoak Twitter